Courses: Colorado LTC Certification

Colorado Long-Term Care Certification Catalog

Training Requirements

Initial Certification Requirement:

Initial 16-hour training course consisting of 8-hours of general LTC training (can be taken as live training or self-study); and 8-hours of training specific to LTC Partnership (live training only). The courses can be taken in any order.

Resident Producers:

Colorado requires resident producers take both of the 8 hour courses mentioned above. They may not take an 8-hour NAIC Partnership course from another state.

Non-Resident Producers:

Please check with your carrier to determine if an 8 hour NAIC Partnership course from another state will suffice for the two 8 hour courses mentioned above. An 8-hour Partnership class from one of the original four Partnership states (CA, CT, IN, NY) will not be reciprocal.

LTC Connection is aware that one carrier, Nationwide, will require non-residents who completed NAIC training in another state to still complete the live 8 hour Partnership training in Colorado. Non-residents should ALWAYS check with their carriers to confirm they will accept the reciprocal training; however, as of 2024 this is the only carrier we know of that does not accept full reciprocity.

Refresher Certification Training:

Colorado requires a 5-hour course every 24 months that must be taken in a classroom setting.

In 2012, Colorado passed legislation allowing Colorado resident producers to take their required courses via online webinar. Non-Residents: Please check with your carrier to determine if they will require the 5 hour class from Colorado or will accept your 4 hour training from another state


New Annuity Training Requirement - $12.95

Annuity "Best Interest" Required Training

Take your annuity training online through our partner at InsuranceStudy for just $12.95.

Annuity Best Interest courses are ClearCert approved. InsuranceStudy utilizes the same learning platform that you already know and love through LTC Connection. All training can be completed online. You have unlimited exam attempts. Courses are processed by the next business day.

If you sell, solicit or negotiate annuity products, you must complete either a

  • 1 hour course for previously certified agents
    (there is limited time to complete this catch-up training and avoid the 4 hour)

  • 4 hour course for new agent certification (or anyone who doesn't complete the 1 hour during the short window permitted by your state)